Our expert reviewers.

Some of our guides carry a second name under the byline. This page explains who those people are, what they check, what they deliberately do not check, and what a review actually means.

What a reviewed guide looks like

Investing as an American in France: the PFIC trap, the tax treaty, and where you can actually put your money

By Aurelio Maurici

Reviewed by Shane Clark, EFP

Published 30 Jun 2026Last reviewed 15 Jul 2026

Why we bring in someone from outside.

Most of what we write, we know first-hand. We are French, we live here, and we run these procedures every week. Money is the exception. A wrong detail on a visa checklist costs you a trip back to the préfecture. A wrong assumption about PFIC rules, treaty relief or French succession law costs you thousands, and you may not find out for years. So on those guides we do not rely on ourselves alone.

How the review works

  1. 1

    We write it

    The guide is researched and written by Maxime or Aurelio, sourced from official French and US government material, and linked so you can check.

  2. 2

    An expert reads it

    A credentialed professional reads the full guide and flags anything factually wrong, out of date, or misleading by omission.

  3. 3

    We fix it

    We correct what they flag. Where we disagree, we work it out until it is resolved, or we cut the claim entirely.

  4. 4

    We date it

    The guide goes live with the reviewer's name and the date of the review, both visible under the byline.

  5. 5

    We do it again

    When the rules move, a new finance law, a treaty change, a new threshold, the guide goes back for review and the date updates.

Who reviews our guides.

Credentialed professionals, named, with a verifiable registration number and a defined scope. If someone is not qualified on a topic, they do not sign off on it.
Portrait of Shane Clark

Shane Clark

Co-founder & President, EuroAmerican Financial AdvisorsSevilla, SpainEFP · US Series 65 Investment Adviser

Shane co-founded EuroAmerican Financial Advisors, a cross-border advisory firm working with Americans in 16 EU countries, including France. His work centres on building investment portfolios for US citizens living abroad, accounting for the risk, regulatory and tax constraints that apply specifically to American taxpayers outside the United States. He is an American expatriate himself, and has taught graduate financial markets and economics courses at Strathclyde Business School.

What Shane reviews
  • Investing as an American in France, and PFIC exposure
  • US brokerage and retirement accounts after a move to France
  • Portfolio construction and currency risk for US citizens in the EU
  • Cross-border wealth planning where US rules apply
What Shane does not review
  • French domestic tax filing and the IFI wealth tax
  • French succession law, forced heirship and notaire procedure
  • Visa, residency and immigration procedure
  • Healthcare, CPAM and mutuelle questions

EuroAmerican Financial Advisors EAF, S.L. is authorised and supervised by Spain's CNMV and entered in its register of financial advisory firms under number 248.

Check the public register ↗
Portrait of Benjamin Pik

Benjamin Pik

Co-founder & Managing Partner, Expand CPAParis, FranceExpert-comptable · Commissaire aux comptes · US CPA

Benjamin co-founded Expand CPA, an international accounting firm in Paris specialising in foreign businesses and expatriates in France. He is dual-qualified: a French expert-comptable and commissaire aux comptes, and a US Certified Public Accountant. That combination is the point — he advises Americans resident in France and French entrepreneurs investing in the United States, handling both sides of the filing rather than one. He is also a Certifying Acceptance Agent authorised by the IRS.

What Benjamin reviews
  • US federal tax filing for Americans in France (1040, FBAR, FATCA, Form 2555, Form 1116)
  • French income tax returns and tax residency rules for US nationals
  • The US-France tax treaty and double-taxation relief
  • ITIN applications for non-US spouses and dependents
  • Self-employment, micro-entrepreneur status and URSSAF contributions
  • The IFI French wealth tax and French tax compliance
  • Cross-border company structuring (SAS, SASU, SARL, SCI, LLC)
What Benjamin does not review
  • Visa, residency and immigration procedure
  • French succession law, forced heirship and Brussels IV
  • Investment product selection and portfolio construction
  • Healthcare, CPAM and mutuelle questions

Benjamin Pik is inscribed on the Tableau de l'Ordre des experts-comptables and is a commissaire aux comptes attached to the CRCC de Paris, CNCC identifier 4100090896. In the US he holds an active CPA permit from the Montana Board of Public Accountants, licence PAC-CPAP-LIC-19776.

Check the public register ↗
Portrait of Vincent Berthier De Bortoli

Vincent Berthier De Bortoli

Founder & International Tax Lawyer, VBDB Tax AttorneyChambéry, FranceAvocat - Certified specialist in tax and customs law - TEP

Vincent founded VBDB Tax Attorney, an independent practice in Chambéry that works almost exclusively on international taxation. A bilingual French-English avocat holding the French certificate of specialisation in tax and customs law, he advises individuals and families whose lives and assets cross borders: tax residency and treaties, trusts, international estate planning and French tax compliance. He has applied Swiss and US tax in practice, and is a full member of STEP, the Society of Trust and Estate Practitioners.

What Vincent reviews
  • French tax residency rules and the tie-breaker tests of the US-France tax treaty
  • Tax planning before and after a move to France
  • Trusts, including US revocable and living trusts, with a French-resident settlor or beneficiary, and French trust reporting
  • French inheritance and gift tax on cross-border estates, and the US-France estate and gift tax treaty
  • International estate planning for families with assets in several countries
  • The IFI French wealth tax for international households
  • French tax audits, reassessments and tax disputes
What Vincent does not review
  • US federal tax returns and IRS filing (1040, FBAR, FATCA)
  • Visa, residency and immigration procedure
  • Investment product selection and portfolio construction
  • Healthcare, CPAM and mutuelle questions

Vincent Berthier De Bortoli is an avocat registered with the Chambéry Bar and listed in its public directory, and holds the certificate of specialisation in tax and customs law awarded by the Conseil National des Barreaux. VBDB Tax Attorney is his individual practice, SIREN 834 379 166.

Check the public register ↗
Portrait of Inès Guermouche

Inès Guermouche

Partner, Beaupère & Guermouche AvocatsParis, FranceAvocate, Paris Bar

Partner at Beaupère & Guermouche Avocats in Paris. An avocate at the Paris Bar who practises tax and private wealth law, with a focus on the legal and tax structuring of complex private wealth, holding companies and civil companies.

What Inès reviews
  • French tax on property held through a company, such as an SCI
  • French income tax and capital gains on real estate, including for non-residents
  • French wealth tax on real estate (IFI) and inheritance tax on French assets
  • Tax treaties concluded by France, and how they split taxing rights
What Inès does not review
  • US domestic law, including IRS entity classification
  • US reporting obligations before the IRS
  • Visa, residency and immigration procedure

Avocate registered at the Paris Bar. Beaupère & Guermouche Avocats, 11 rue du Colisée, 75008 Paris, RCS 993 739 408.

Portrait of Violette Beaupère

Violette Beaupère

Partner, Beaupère & Guermouche AvocatsParis, FranceAvocate, Paris Bar

Partner at Beaupère & Guermouche Avocats in Paris. A tax lawyer at the Paris Bar, she focuses on international taxation and the mobility of individuals: expatriates, impatriates and executives who change their tax residence.

What Violette reviews
  • French tax on property held through a company, such as an SCI
  • French income tax and capital gains on real estate, including for non-residents
  • French wealth tax on real estate (IFI) and inheritance tax on French assets
  • Tax treaties concluded by France, and how they split taxing rights
What Violette does not review
  • US domestic law, including IRS entity classification
  • US reporting obligations before the IRS
  • Visa, residency and immigration procedure

Avocate registered at the Paris Bar. Beaupère & Guermouche Avocats, 11 rue du Colisée, 75008 Paris, RCS 993 739 408.

What a review is not.

A second name under the byline should mean something precise. Here is exactly what it does not mean.

They do not write our guides

Every guide is researched and written by our own team. A reviewer reads what we produced; they do not produce it.

They have no editorial control

Reviewers flag facts. The angle, the structure and the recommendations stay ours, and so does the responsibility for them.

It is not advice for your situation

A review confirms a guide is accurate in general. It is not financial, tax or legal advice for you specifically. For that, you need a professional looking at your own file.

It does not cover the whole site

Only guides carrying a reviewer's name and a review date have been reviewed. Everything else is ours alone.

Commercial relationships.

Our reviewers are not paid. They check our guides as volunteers, and we pay nothing to them or to their firms.

We say the same thing on every reviewed guide and on every reviewer profile. If any of it changes, this page changes first.

Think we got something wrong?

We would much rather hear it from you than leave it live. Send us the guide, the passage, and what you believe the correct position is.

We check it, fix it if you are right, and note what changed and when at the top of the guide. If a reviewed guide is affected, it goes back to the reviewer.

Read the guides they checked.

Banking, investing, tax and inheritance for Americans in France. Free, sourced, dated, and on the money topics, reviewed.