Exclusive Healthcare
A broker in Toulouse that started with health insurance for English speakers in France and now places every kind of policy.
Visit exclusive-healthcare.com Partner link: some pay us a commission, at no cost to you.
What they cover
- Health insurance. Products for people moving to France, at each stage and in all circumstances.
- Home, vehicle and pet. Including legal protection and travel assistance.
- Life, borrower and income. The cover a mortgage or a family asks for.
- Business and expatriate insurance. Professional, business and expatriate policies.
Why we list them
Exclusive Healthcare is an insurance brokerage helping English-speaking residents in France. From health, home, vehicle and pet cover to legal protection, life, business and expatriate insurance, their team works with leading insurers to find the right policy at every stage of your move.
Our guides on the subject
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Why English-Speaking Residents in France Use an Insurance Broker (and How to Choose One)Why English-speaking residents in France use an insurance broker, what a courtier actually does, and how to choose a good one with confidence. -
How to Set Up Healthcare in France as an American: CPAM, PUMa & the Carte Vitale (2026)Americans not employed in France wait three months of continuous residence before joining French healthcare. The Carte Vitale often takes months more. -
Do Americans in France Need a Mutuelle? Complementary Health Insurance After CPAM ExplainedCPAM covers roughly 70% of most healthcare costs. Here's what a mutuelle covers, what it costs in 2026, and whether Americans in France actually need one. -
Car Insurance in France for Americans: How to Get Covered Without a French Driving HistoryWith no French driving history, your car insurance starts at coefficient 1.00, the full base rate. A US no-claims letter helps avoid a 20% to 50% loading.