AARO

What they cover

• Advocacy. Taxation, voting, FATCA, banking, FBAR, citizenship and Social Security, with position papers.
• Information. How to vote from overseas, Medicare and Americans abroad, passports.
• Member benefits. A health care plan and banking options.
• Meetups. A monthly meetup in Paris.

Why we list them

AARO (Association of Americans Resident Overseas), a global non-profit, non-partisan volunteer association, builds awareness in the U.S. of the issues affecting Americans overseas and the inequities regarding their rights, and seeks fair treatment by the U.S. government for Americans abroad.

Our guides on the subject

• How to Vote Absentee from France as an American: Overseas Registration, Deadlines, and What to PrepareHow Americans in France register to vote overseas, request an absentee ballot, meet state deadlines, and return it from France. UOCAVA rights explained.
• Does Medicare Work in France? Part A, Part B and the Penalty for Americans (2026)No. Medicare does not pay for care in France. Part A stays free, Part B costs $202.90 a month in 2026, and dropping it adds 10% per full year without it.
• French Bank Account for Americans: Which Banks Say Yes and What to Do If You're RefusedSome French banks quietly decline US persons over FATCA. Refused? The droit au compte obliges the Banque de France to designate a bank for you within days.
• US Social Security Benefits When Living in France: The Totalization Agreement Explained for American Retirees and ExpatsUS Social Security in France, the totalization agreement, Medicare Part B abroad, and the Windfall Elimination Provision explained for Americans.