Bank keeps saying no? We get your French account open.
Opening a French account as an American. We build the file, run the outreach in French, and don't stop until you can pay.
Opening a French bank account as a US citizen should be a simple step. In practice it's one of the most frustrating parts of moving to France. Banks go silent, online platforms auto-reject US passports, and without an account almost everything else stalls. We get you unblocked.
It's not you. It's FATCA.
Opening a French bank account as an American feels personal, like you're being turned away for who you are. You're not imagining it, and it isn't your fault. French banks are required to apply extra compliance steps to US persons under FATCA, and the way that plays out is maddening.
Some online banks reject US passport holders automatically during onboarding, before a human ever looks at your file. Traditional branches often take your application, then go quiet for weeks before handing back a vague refusal with no real reason. You're left guessing what went wrong and which door to try next.
And the account isn't a standalone task. Without it, everything else jams: you can't pay a rental deposit, set up utilities, subscribe to health insurance, or receive a salary. One blocked account freezes your whole setup. The problem was never that French banks won't work with Americans. It's that most Americans don't know which ones currently do, how to present their profile, or how to escalate when the first attempt stalls.
How we run it
One process for every move. You book the call, we take the French side from there.
Assess the path
It starts with a free 20-minute call. You tell us where you have been rejected, your residency situation, and how you need to use the account. We identify the fastest realistic path before any documents.
Build the FATCA file
Once you decide to work with us, you upload your documents once. We build a package structured for French banking compliance, presenting your US income, foreign assets and identity so it can be evaluated quickly.
Outreach in French
This is where the work happens, without you. We prepare outreach in French, contact the right institutions, run follow-ups, and push for clear answers. If a path fails, we move straight to the next option.
Working account and handover
When you have an account you can actually use, you get a written handover: what was attempted, what each institution said, and your next step. You can pay, receive money, and set up direct debits.
What you get
A done-for-you path to a working French account. We identify the fastest realistic route for your specific profile, build a document package that clears FATCA compliance checkpoints with less friction, and run the outreach and follow-up in French until you have an account you can actually use, to pay, receive money, and set up direct debits. If the first path fails, we don't start over. We map the next escalation and prepare your file for it immediately.
Everything we handle
Path assessment
We review your address status, residency documents, income structure, and how you'll use the account, then identify the fastest realistic path for your profile before spending time on documents.
Document package
We build a file structured for French banking compliance, with your US income, foreign assets, and identity presented so a compliance officer can evaluate it quickly, without gaps or contradictions.
French outreach & follow-up
We prepare outreach in French, contact the right institutions, run follow-ups, and push for clear answers. If a path fails, we move straight to the next escalation, file ready.
Full documentation
We record every attempt, every response, and every next step, so the process stays clean and you can move fast when a response window opens.
Is this the right fit?
Who runs your outreach, and who backs it up
Maxime & Aurelio run your banking setup and stay your single point of contact until you have a working account.
Aurelio is the strategist. He tracks which banks currently work with US persons and which auto-reject them, and how to present a FATCA profile to clear compliance with less friction. He maps the fastest realistic path for your situation, and the next escalation if the first stalls.
Maxime runs the operational front: the outreach in French, the calls, the follow-ups. He's the one pushing a branch that's gone quiet and escalating when nothing moves, so you're not waiting weeks for a refusal with no explanation.
When your file needs a licensed professional, we bring in the right one, already briefed:
You never have to find or vet any of them. We hand each one a complete file.
Questions, answered
Let's get your account open
Tell us where you've been rejected and how you need to use the account. In 20 minutes we'll map the fastest realistic path for your profile and tell you how we'd run it. Free, no pressure.
Book a free 20-minute call