Healthcare CALCULATOR
What will your first year of French healthcare actually cost?
Most Americans budget zero, because they heard French healthcare is free. It is excellent value, and it is not free. Answer five questions and see a realistic year-one figure, built on the official 2026 rates and current market prices, with every line showing where the number comes from.
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Firm rates are current French 2026 figures (ameli.fr): GP base €30 reimbursed 70%, €2 participation forfaitaire and medical franchise each capped at €50/yr (up to €100/adult/yr), reduced reimbursement without a declared médecin traitant; children under 18 exempt from flat fees. Market lines are 2026 price ranges and vary by insurer, age, region, and cover. The visitor-visa PUMa contribution (LFSS 2026) has no published amount yet (service-public.fr). This is an estimate, not a quote, and not tax or insurance advice.
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